Apple teams up with Klarna to launch a lease-to-own program for iPhones, iPads, and Macs
The new leasing program is a big change for the hardware company, and comes as it looks to raise prices on many of its products.
Apple is moving into a new kind of device financing through a partnership with Klarna, introducing a lease-to-own program for iPhones, iPads and Macs, according to a monitored public feed from TechCrunch.
The arrangement marks a notable shift for the company, which has historically focused on straightforward retail sales and installment-style payment options rather than a lease-to-own model. Under the new program, customers will be able to obtain Apple hardware through Klarna’s financing infrastructure, adding another way to spread out the cost of higher-priced products.
The timing is significant. The feed summary indicates the leasing initiative arrives as Apple is preparing to raise prices on many of its products. That combination could make flexible payment plans more appealing to buyers who want access to newer devices without paying the full amount upfront.
Apple’s move also reflects a broader trend in consumer electronics and retail, where payment partners play a larger role in shaping how customers purchase expensive items. By working with Klarna, Apple is expanding the financing choices available for its core hardware lineup, which includes some of the company’s most important products.
The monitored feed does not provide additional terms of the leasing arrangement, such as eligibility, pricing structure or whether the devices can be owned outright after a set period. It does, however, make clear that this is a meaningful change for a hardware company that has traditionally emphasized direct sales and financing options tied closely to its own ecosystem.
For Apple, the program could help ease the impact of rising prices by giving consumers another path to purchase. For Klarna, the partnership extends its presence into premium electronics, a category where monthly-payment models can be especially attractive.
This report is based on a monitored public feed and attributed to TechCrunch.
Source: TechCrunch - https://techcrunch.com/2026/07/21/apple-teams-up-with-klarna-to-launch-a-lease-to-own-program-for-iphones-ipads-and-macs/
